Point Legal vs. a fractional CLO for fintech and web3 founders
Need more than one person?
Led by the ex-CFO and ex-CLO of SumSub (Global KYC)
A fractional CLO is one person with limited hours — one point of failure across structuring, fundraising, IP, privacy and tax. Point Legal is a full bench for a flat monthly fee.
Breadth and throughput, not a single calendar.
A full bench vs. a single fractional hire
A fractional CLO is a strong fit when a company mainly needs one senior legal leader in exec and board discussions and the workload stays within one person's capacity. Point Legal provides a full bench instead of a single hire: multiple specialists across structuring, fundraising, IP, privacy and tax, no single point of failure when one person is unavailable, and a flat monthly fee rather than a senior day-rate.
Point Legal vs. a fractional CLO
A fractional CLO gives you senior judgement, but capped at one person's hours and expertise. A subscription team removes that ceiling and the single point of failure. Here is how the two models compare.
| Criteria | Point Legal subscription | Fractional CLO |
|---|---|---|
| Capacity | ✓ Full team, parallel workstreams | — One person, limited part-time hours |
| Coverage breadth | ✓ Specialists across every area | — Limited to one person's expertise |
| Single point of failure | ✓ None — team-based delivery | — Yes — one individual |
| Cost model | ✓ Flat monthly subscription | — Senior day-rate or part-time salary |
| Execution | ✓ Drafts and files the work | — Often advisory; delegates execution |
| Tax & finance | ✓ CFO-led, included (Full Service plan) | — Usually legal-only |
| Turnaround | ✓ 24h standard SLA | — Bounded by one person's availability |
| Best fit | ✓ Founders needing breadth + throughput | — A single strategic legal voice |
The breadth one person can't cover alone
A fractional CLO has to prioritise within limited hours, so some of these areas wait. Point Legal runs them in parallel under one flat subscription — the throughput a single hire can't match.
Corporate structuring & governance
Company formation, share issuance, restructuring, cap-table cleanup, and ongoing corporate housekeeping across multiple entities and jurisdictions.
Fundraising & equity
SAFEs, convertible notes, non-priced term-sheet reviews, ESOP and stock-option plans — investor-ready paperwork that holds up in due diligence.
Token issuance & web3
Token issuance agreements, validator and liquidity reviews, token warrants, and TGE-ready documentation built for tight launch deadlines.
Fintech & web3 licensing
End-to-end licensing support, AML compliance, document preparation, and direct coordination with regulators across multiple jurisdictions.
Intellectual property
Developer contracts, IP assignments, licensing agreements, and pilot/partnership support so you actually own the tech you build.
Data privacy & compliance
Privacy audits, policy drafting, GDPR and global data-protection strategy, plus hands-on support for internal and customer-facing operations.
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Frequently asked questions
What is the difference between Point Legal and a fractional CLO?
A fractional CLO is one senior lawyer working part-time, mainly providing strategic leadership within one person's capacity. Point Legal provides a full team of specialists across structuring, fundraising, IP, privacy and tax, with no single point of failure and a flat monthly fee rather than a senior day-rate.
Is a fractional CLO better than Point Legal?
A fractional CLO can be better when a company mainly needs one senior legal voice in board and exec discussions. Point Legal is better when founders need breadth and throughput across several legal and finance areas that exceed a single person's capacity.
Is Point Legal cheaper than a fractional CLO?
Point Legal charges a flat monthly fee (€2,000–€8,000) for a full team, while a fractional CLO is typically priced at a senior day-rate or part-time salary for one person. For multi-area needs, the team-based subscription usually delivers more coverage per euro.
Can Point Legal replace a fractional CLO?
Point Legal can replace a fractional CLO for execution-heavy needs, providing drafting, filing and specialist coverage across areas. Companies that specifically need a single senior leader embedded in board strategy may still prefer a dedicated fractional CLO for that role.
Who should use a fractional CLO instead of Point Legal?
A fractional CLO suits a company that mainly needs one experienced legal leader for strategic and board-level guidance, with a workload that fits one person's hours. Point Legal suits founders needing broader, multi-disciplinary coverage and faster throughput.